India’s First #Neobank for Small Business Owners!
Download the Chqbook app & Make your Small Business Big
Why must you download the Chqbook App?
100% Free, Safe & Secure, Made in India with❤️
Chqbook is India’s first Neobank for small business owners like Kiranas, Merchants, Chemists & all others proprietorship businesses.
Banking – Current Account
Instant Fund Transfers
India’s 1st Current A/c in Hindi, English, Hinglish Kannada, Telugu, Marathi & Bengali
Share bank details with IFSC in easy & simple format using WhatsApp or SMS
Easy A/c statements for viewing on mobile
Earn Rewards on daily Current A/c transactions
Safety & Security of India’s Private Sector Banks
Apply for business loans at best rates
Fast process & Speedy disbursal system
Earn rewards on disbursal
Please note that “Chqbook” is the brand name of the application launched by Nineroot Technologies Private Limited. Chqbook is our developer name.
Customers applying for Loan should note that:
Loans have a repayment tenure ranging from 1 to 5 years. Depending on individual’s profile & the lender, the APR of a loan may vary from 17% – 32%
For example, on a business loan of ₹ 3.5 lakh @ interest rate of 30% & repayment tenure of 2 years, the EMI will be ₹19570/-. Total payout here would be:
Principal Amount: ₹350000/-
Interest (@30%): ₹119665/-
Processing Fees (@2%): ₹7000/-
Documentation charges + GST (0.3%+GST): ₹1239/-
Other charges(0.2%+ GST) : ₹826/-
Total cost of the loan: ₹478730/-
We are not directly engaged in money lending activities and are only providing a platform to facilitate money-lending by registered Non-Banking Financial Companies (“NBFCs”) or banks to users. The list of the partner Non-Banking Financial Companies (“NBFCs”) are:
Mamta Projects Private Limited
Niyogin Fintech Limited
IDFC First Bank Limited
IIFL Finance Limited
Lendingkart Finance Ltd
NeoGrowth Credit Pvt. Ltd
Bajaj Finserv Direct Limited
PaySense Services India Pvt. Ltd.
Piramal Capital and Housing Finance Limited
Indifi Technologies Private Limited
Northern Arc Finance Limited
In case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable. Depending on the lender, prepayment options may or may not be available & applicable charges for the same may vary
Members – only insurance plans
Secure your life, health, shop
Bill Payments – Electricity, Water, Gas, Broadband & More
Make electricity bill payments including BESCOM, PSPCL, BSES, MSEB, UPPCL, TSSPDCL etc.
Make water bill payment, Landline bills (Airtel, MTNL, Reliance), Broadband, Insurance, School Fees, Fastag, etc.
Get reminders for your due bills, pay using UPI
Only on Chqbook – pay all your bills in one go
Free Digital Khata to manage your customers, suppliers & orders
Manage udhaari of your customers using Digital bahi khata
Send reminders to your customers on SMS & WhatsApp
Collect payments from customers by sending UPI payment links
Create a free business card & share on WhatsApp.
Available in Hindi, English, Hinglish Kannada, Telugu, Marathi & Bengali
Get offers from top brands across entertainment, health, lifestyle, food & travel
Free subscriptions of Zee5, NammaFlix, Aha, Gaana, etc.
Chqbook, a Gurugram and Bengaluru – based fintech start-up, is India’s first neobank for small business owners offering world-class financial services through its five pillars of banking, lending, insurance, khata, and rewards.
Founded by Vipul Sharma, Rajat Kumar, and Mohit Goel, Chqbook empowers the massively underserved segment to help drive financial inclusion. Since its launch in September 2020, Chqbook’s Mobile App has been downloaded by over 15 lakh customers across 500 cities in India. Chqbook uses alternate data to deliver small business owners tailor-made financial products and services.